How to claim compensation
Anything which talks about money is complex. You or the victim wants to file a claim , but it is not that easy sometimes when you involve any complexity in the process. The insurance company may not give you the maximum claim you are looking for or sometimes denies for various reasons. This can happen with your employers also , if you are seeking compensation due to accidents in workplace.
Avoid filing so many cases in short span. This can give a bad reputation and may be one of the major causes of losing the claim. If the amount or claim is small, then just bear the money. Read all the clauses in your policy- The contract between you and the insurance company or between you and your employer.
Once you hit by someone or an accident, just call the insurance company and report the incident. This may be also a basic requirement of the policy that you have taken. Informing your agent immediately will also help in speedy settlement of your insurance claim.
The insurance company generally will try to mutually settle the insurance claim. But if not, then try to contact State’s insurance department.
If you file a claim for a collision or some other incident that requires filing of a police report, keep a copy of the same.
Take a note of persons along with personal details who witnessed the accident and/or part of accident.
Also get an estimate for the damages done to your assets or property.
After this you can talk to any attorney and he/she can help you in claiming compensation.
Things to remember when claiming compensation:
-Take medical help and keep all medical bills,
-Get the medical report from Doctor.
- Report the accident to the police.
-An important follow up after a car accident is to record the details of the accident.
-Details of the accident match with the type of injury that you have received.
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